As a car accident victim, you may be wondering whether you can still make a claim even if your health insurance covered your medical expenses. The short answer is yes – you may still have a claim against the at-fault driver’s insurance company for other damages beyond just medical expenses. However, to navigate the complexities of dealing with both your health insurance company and the at-fault driver’s insurance company, it’s best to consult with an experienced New York personal injury attorney. At Joudeh & Kuller, LLP, our team of car accident lawyers in New York can walk you through the personal injury claims process, help you understand your legal rights and options, and get you the compensation you deserve.
If you’ve been injured in a car accident and are thinking of making a personal injury claim even though your health insurance has already covered your medical bills, please give us a call. We would gladly help you through your situation and fight to get you the compensation you deserve.
Making a Claim Even After Health Insurance Has Paid
If you are the victim of a car accident you can still make a claim against the at-fault driver’s insurance company even though your health insurance has already paid your medical bills. Your claim against the at-fault driver’s insurance company can include damages that your health insurance may not have covered, such as lost wages, pain and suffering, and property damage. These damages can add up quickly, and it’s important to ensure that you receive the full compensation you deserve.
But while your health insurance may have covered your medical bills, they may have the right to be reimbursed for any expenses they paid out of your settlement or judgment. This is what is called a Medical Lien.
A medical lien is a legal claim placed on your personal injury settlement or judgment by a healthcare provider or insurance company that has paid for your medical treatment. This means that they have the right to be reimbursed for any expenses they paid out of your settlement or judgment.
Medical liens can affect making a claim even if you have medical insurance because they can limit the amount of money you receive from your settlement or judgment. For example, if your medical bills total $50,000 and your settlement is $75,000, but you have a medical lien for $50,000, you may only receive $25,000 from your settlement.
It’s important to note that not all healthcare providers or insurance companies have the right to place a medical lien on your settlement or judgment. This can vary by state and by the specific circumstances of your case.
To navigate the complexities of dealing with medical liens and ensure that you receive the full compensation you deserve, it’s best to consult with an experienced personal injury attorney. At Joudeh & Kuller, LLP, our team of New York car accident attorneys can help you understand your legal rights and options and can work to negotiate or reduce any medical liens placed on your settlement or judgment.
Receive Maximum Compensation for Your Injury
After experiencing a car accident or any accident caused by someone else’s negligence, you can understandably be confused and overwhelmed. While health insurance certainly helps in paying off your medical bills and removing the stress that comes with it, your health insurance doesn’t cover all the costs that such accidents can cause. Let us help you get the maximum compensation and ensure your legal rights are protected. Contact us today to schedule a free consultation.